Elections bring change, and with change often comes opportunity—especially in the mortgage industry. From interest rate trends to housing policies, the results of an election can directly impact your ability to buy a home, refinance, or access better loan options. Here’s what you need to know and why acting now could save you money.

Interest Rate Policies

Post-election periods often bring shifts in monetary policy that influence mortgage rates. With many experts predicting lower interest rates on the horizon, now is the time to start planning. Lower rates mean more savings for homeowners and buyers alike. Don’t wait to lock in your opportunity to save!

Housing Market Regulations

The election outcome may shape new housing initiatives:

• Affordable Housing: Policies aimed at expanding affordable housing could open new doors for buyers.
• Simplified Processes: Potential regulatory updates may make the mortgage process smoother, allowing you to move forward with confidence.

Tax and Stimulus Policies

Changes to tax incentives, such as adjustments to mortgage interest deductions, could directly impact homeownership affordability. Additionally, any post-election stimulus measures may give consumers increased purchasing power, leading to higher activity in the housing market.

Economic Confidence

Consumer confidence plays a major role in the housing market. Elections often bring uncertainty, but lower rates and increased opportunities could make this an ideal time to act.

Non-QM Loan Opportunities

For self-employed individuals or those with complex financial profiles, Non-QM loans remain a flexible and valuable option. Whether regulations tighten or relax, we’re here to help you navigate your choices and find the right solution for your needs.

Let’s Get Started—and Start Saving!

With potential lower interest rates on the horizon, there’s no better time to explore your mortgage or refinancing options. Every dollar you save in interest adds up over time, giving you more financial freedom to achieve your goals.