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Missing tax returns shouldn’t stop borrowers from getting approved for a loan. Whether your borrower is self-employed, an investor or a W2 wage earner, we have options to qualify them without tax returns. Qualify with 12- or 24-months business bank statements Qualify with 12- or 24-months personal bank statements Qualify using DSCR Qualification based on property…

In today’s economic climate, many Americans are struggling with high levels of consumer debt, particularly credit card debt. Interest rates on credit cards can be overwhelming, making it difficult for individuals to manage their monthly payments and get ahead financially. However, there is a solution that many people overlook: refinancing. At The Town Group, we…

Qualify if you are self employed or paid via W-2 Up to 85% LTV Loan amounts up to $3,000,000 Two months assets statements required We use total qualified assets/60 to create an income stream for you! Call us today for a quote!

Call us today for a quote!

When it comes to securing a loan, especially for purchasing a home, many potential buyers are familiar with the traditional route of showcasing a steady paycheck. However, there are numerous other ways to demonstrate financial stability and creditworthiness that can help you achieve your dream of homeownership. The Town Group, a trusted name in mortgage…

Conducts an initial consultation to understand the client’s needs and preferences. Assists in obtaining mortgage pre-approval or financing options. Researches and identifies suitable properties based on the client’s criteria. Sets up and accompanies clients on property viewings. Provides market analysis and comparative market evaluations for properties of interest. Prepares and presents offers on behalf of…

Mortgage interest rates are influenced by a variety of factors, and while the Federal Reserve (often referred to as the Fed) plays a significant role, it does not solely determine mortgage rates. Mortgage interest rates are determined by a combination of factors, including: Federal Reserve Policies: The Federal Reserve can influence short-term interest rates by…

I hope this post adds a sprinkle of excitement and a dash of confidence to your home-BUYING JOURNEY. Remember, it’s all about finding that perfect spot to call your own. Happy house hunting! 🏡✨ 2024 is expected to be an incredible opportunity for you to purchase your dream home. Favorable interest rates and appreciation are going to…