10 Ways To Qualify Without Tax Returns
Missing tax returns shouldn’t stop borrowers from getting approved for a loan. Whether your borrower is self-employed, an investor or a W2 wage earner, we have options to qualify them without tax returns. Qualify with 12- or 24-months business bank statements Qualify with 12- or 24-months personal bank statements Qualify using DSCR Qualification based on property…
Read MoreUnderstanding Credit Card Debt vs. Refinancing: A Path to Financial Freedom
In today’s economic climate, many Americans are struggling with high levels of consumer debt, particularly credit card debt. Interest rates on credit cards can be overwhelming, making it difficult for individuals to manage their monthly payments and get ahead financially. However, there is a solution that many people overlook: refinancing. At The Town Group, we…
Read MoreUnlock Homeownership: Qualify for a Mortgage Using Assets Alone or Combined with Your Income!
Qualify if you are self employed or paid via W-2 Up to 85% LTV Loan amounts up to $3,000,000 Two months assets statements required We use total qualified assets/60 to create an income stream for you! Call us today for a quote!
Read MoreHow Can You Use Assets As Income?
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Read MoreHere are 10 ways to qualify:
When it comes to securing a loan, especially for purchasing a home, many potential buyers are familiar with the traditional route of showcasing a steady paycheck. However, there are numerous other ways to demonstrate financial stability and creditworthiness that can help you achieve your dream of homeownership. The Town Group, a trusted name in mortgage…
Read MoreTHE VALUE OF A BUYERS AGENT IS PRICELESS WHEN YOU REALIZE ALL THAT THEY DO. HERE ARE 101 THINGS THEY DO.
Conducts an initial consultation to understand the client’s needs and preferences. Assists in obtaining mortgage pre-approval or financing options. Researches and identifies suitable properties based on the client’s criteria. Sets up and accompanies clients on property viewings. Provides market analysis and comparative market evaluations for properties of interest. Prepares and presents offers on behalf of…
Read MoreProposed Law Aims to Make Homes More Accessible for Families
For a long time, there haven’t been enough homes available for people to buy. This shortage makes it tough for those looking to purchase a home, often leaving them with limited choices and expensive options. But there’s a new bill in Congress that could help out home buyers. The proposed “End Hedge Fund Control of…
Read MoreDoes the Federal Reserves Policies solely determination Mortgage Interest Rates?
Mortgage interest rates are influenced by a variety of factors, and while the Federal Reserve (often referred to as the Fed) plays a significant role, it does not solely determine mortgage rates. Mortgage interest rates are determined by a combination of factors, including: Federal Reserve Policies: The Federal Reserve can influence short-term interest rates by…
Read MoreHome-Buying Tips: Making Your Dream Home a Reality
I hope this post adds a sprinkle of excitement and a dash of confidence to your home-BUYING JOURNEY. Remember, it’s all about finding that perfect spot to call your own. Happy house hunting! 🏡✨ 2024 is expected to be an incredible opportunity for you to purchase your dream home. Favorable interest rates and appreciation are going to…
Read MoreTHIS WEEKS WIN!
Challenge: Our client did not have a consecutive 2 year history of receiving recent bonuses. Borrower did not receive any bonus in 2022 due to a job change. Solution: We were able to build a prior history of bonus income for 5 years. Same Industry. Investor approved for a Fannie Mae Loan Client closed!
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